Roof Insurance Claims Assistance in Central Florida

Most Florida homeowners insurance policies cover sudden storm damage to roofs, including wind, hail, and falling debris. Coverage does not extend to gradual wear and tear or pre-existing damage. Understanding the difference — and documenting it correctly — is where Alron's experience matters most.

Alron Construction provides free storm damage inspections with detailed written reports and photos. This documentation gives you and your insurance company clear evidence of what damage exists and what repairs are needed. A professional inspection report provides clear, documented evidence of what damage exists and what repairs are needed — giving you and your insurance company an accurate picture to work from when making coverage decisions.

Florida hurricane deductibles work differently than standard deductibles. Instead of a flat dollar amount, most Florida policies have a percentage-based hurricane deductible — typically 2 to 5 percent of your dwelling coverage. For a home insured for $300,000 with a 2 percent deductible, your out-of-pocket cost is $6,000 before insurance pays. Non-hurricane wind damage may fall under your standard deductible, which is usually lower.

We work with all major Florida insurance carriers. We review the scope of damage we documented against the repair work required and can provide supplemental photos and written reports if additional documentation is needed. We are available to be present during your adjuster's inspection to answer technical questions about the roofing work and our findings. All coverage and settlement decisions are made between you and your insurance company.

Alron Construction, LLC is a licensed roofing and general contractor (CCC1328819 / CGC1515789), not a public adjuster, insurance agent, or attorney. We do not interpret your policy coverage, advise you on whether to file a claim, or negotiate claim settlements on your behalf. All information on this page is for general informational purposes only. For questions about your specific coverage, deductible, or claim rights, please consult your insurance company or a licensed Florida public adjuster.

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