My Safe Florida Home Grants: Up to $10,000 to Protect Your Home From Hurricanes

Florida will match $1 for every $2 you invest in approved hurricane protection upgrades, up to a $10,000 grant. Alron Construction is an approved contractor for the My Safe Florida Home program, and funding is currently available.

Quick answer: The My Safe Florida Home program gives eligible Florida homeowners matching grant money, up to $10,000, to strengthen their homes against hurricane damage. You pay two thirds of the project and the state pays one third. Alron Construction of Cocoa FL is an approved contractor for the program and offers free quotes.

What is the My Safe Florida Home program?

The My Safe Florida Home program is a state funded initiative designed to help Florida homeowners strengthen their properties against hurricane damage. Administered by the Florida Department of Financial Services, the program provides matching grants to eligible homeowners who invest in approved hurricane protection improvements.

How the 2:1 match works

Total projectYou payState grant
$3,000$2,000$1,000
$15,000$10,000$5,000
$30,000$20,000$10,000 (maximum)

Who qualifies?

What improvements are covered?

Start with a free wind mitigation inspection

Free wind mitigation inspections, a $150 value, are available through the official My Safe Florida Home website. The inspection identifies vulnerabilities and recommends specific improvements eligible for grant funding.

Save on your homeowners insurance too

Inform your insurance company of the improvements you have made to gain available discounts on your home insurance premium. Wind upgrades provide discounts to the hurricane portion of your premium. Homeowners who qualified for a discount in 2025 saved an average of $796.

Two rules to remember

How to get started

  1. Request your free quote. We look at your home and identify improvements that qualify for the grant.
  2. Check your eligibility and apply. Apply through the official My Safe Florida Home website. Free wind mitigation inspections, a $150 value, identify vulnerabilities and recommend improvements eligible for grant funding.
  3. Wait for your official grant approval. Work cannot begin before the state approves your grant. Starting early can disqualify you from funding.
  4. Alron completes your approved improvements. As an approved program contractor, we complete the work once your grant is approved.

Check current eligibility requirements and apply on the official My Safe Florida Home website. Grant eligibility and award decisions are made by the Florida Department of Financial Services, and program details and funding availability can change.

Frequently Asked Questions

What is the My Safe Florida Home program?

It is a state funded initiative administered by the Florida Department of Financial Services. The program provides matching grants to eligible Florida homeowners who invest in approved hurricane protection improvements such as impact resistant windows, exterior doors, garage doors and roof upgrades.

How much grant money can I receive?

The state matches $1 for every $2 you spend, up to a maximum grant of $10,000. To receive the full $10,000 you would spend $20,000 on eligible improvements for a total project of $30,000. Smaller projects qualify too. The minimum total project cost is typically $3,000, where you pay $2,000 and the state grants $1,000.

Who qualifies for a My Safe Florida Home grant?

Your property must have an active Homestead Exemption on file with the county property appraiser, the assessed value must be under $700,000 according to county property appraiser records, the home must be your primary residence, and you must maintain active homeowners insurance. Rentals, vacation homes and investment properties are excluded.

What improvements does the grant cover?

Eligible improvements include impact resistant windows or shutters that meet Florida Building Code requirements, impact rated or reinforced exterior doors, wind rated and reinforced garage door systems, roof improvements such as covering and underlayment replacements and enhanced roof deck and roof to wall attachments, and opening protection for all openings vulnerable to wind.

Is the wind mitigation inspection free?

Yes. Free wind mitigation inspections, a $150 value, are available through the official My Safe Florida Home website. The inspection identifies vulnerabilities and recommends specific improvements eligible for grant funding.

Can these improvements lower my insurance premium?

Yes. Inform your insurance company of the improvements you have made to gain available discounts on your home insurance premium. Wind upgrades provide discounts to the hurricane portion of your premium. Homeowners who qualified for a discount in 2025 saved an average of $796.

Can I start the work before my grant is approved?

No. You cannot start improvements before receiving official grant approval, and starting early can disqualify you from funding. You are also required to use My Safe Florida Home approved contractors for all improvement projects.

Is Alron Construction an approved contractor for the program?

Yes. Alron Construction, LLC is an approved contractor for the My Safe Florida Home program. Alron is a Florida Certified Roofing Contractor, license CCC1328819, and a Florida Certified General Contractor, license CGC1515789, based in Cocoa FL and serving Brevard County and Central Florida.

Contact Alron Construction

Alron Construction, LLC — Licensed Florida Roofing Contractor (CCC1328819) and Certified General Contractor (CGC1515789). Office: 300 N Cocoa Blvd, Cocoa, FL 32922. Call (321) 639-0911 for a free, photo-documented roof inspection. Serving Brevard, Volusia, Seminole, Orange, and Osceola counties since 2008. A+ BBB rated, 244+ verified Google reviews, veteran-owned (SDVOSB).

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