Wind Mitigation Inspections in Central Florida

A wind mitigation inspection is an assessment of your home's structural features that resist wind damage. The inspector evaluates specific construction details and completes a standardized form — the OIR-B1-1802 — that your insurance company uses to determine your eligibility for premium discounts. The inspection typically takes 30 to 60 minutes and focuses on the roof and its connection to the rest of the structure. Alron Construction wind mitigation inspections are performed by a Florida-licensed General Contractor (CGC1515789), which is a recognized qualifying credential under Florida law for completing and signing the OIR-B1-1802 wind mitigation report form accepted by all Florida insurance carriers.

The inspection evaluates seven specific features: building code year, roof covering material and wind rating, roof deck attachment method, roof-to-wall connection type, roof geometry (hip vs. gable), secondary water resistance (SWR), and opening protection (shutters or impact glass). Each qualifying feature reduces your insurance premium.

Savings vary significantly based on your home's features and your current insurance policy. Florida homeowners with favorable wind mitigation features commonly save $500 to $2,000 or more per year on insurance premiums. In some cases, savings can exceed $3,000 annually. The inspection typically costs $75 to $150, meaning it pays for itself many times over in the first year alone.

You should get a wind mitigation inspection when you purchase a new home, replace your roof, your current report is more than five years old, or you add impact windows or hurricane shutters. Alron Construction performs wind mitigation inspections and provides the completed OIR-B1-1802 form your insurance company requires.

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